AI classifies, extracts, validates and fraud-checks every document, passports, payslips, bank statements and more.
Staff can easily focus on what needs attention. Everything else flows through automatically.
Calculations update live as data changes for faster, more confident decisions.
Seamless industry-standard data exchange, out of the box.
Whether your customer applies on mobile, through a broker or in a branch Quantum handles it. Across every loan product you offer, from application to settlement.
Apply on mobile, tablet or desktop. Brokers and branches too fully omnichannel from day one.
Document Intelligence extracts and validates data. Credit checks, serviceability and identity all automated.
Rules-based decisioning applies your credit policy. Auto-generated letter of offer or conditional approval.
PEXA workspace, solicitor instructions, document signing and fund disbursement end to end.
Enterprise-grade infrastructure purpose-built for Australian financial services, so you can lend with complete confidence.
Loanworks continuously updates in line with regulatory changes and industry best practice – so your technology never falls behind.
Our Quantum platform and Document Intelligence engine use advanced Al to cut decision times from days to minutes.
At Loanworks, we are applying agentic AI where it delivers real value. Today, two of the biggest friction points in the loan journey are data gathering and data validation at lodgement. Our agentic AI is purpose-built to solve both issues.
Our AI agent sits on top of any origination channel Broker, Direct, or Loanworks Origination so a loan can be created straight from a fact find, an application form, or supporting documents such as ID, payslips, and bank statements.
You simply provide the documents. The agent does the rest.
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Application forms and supporting documents are fed directly to the agent.
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The agent reads and extracts the required data from each source.
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Each data point is validated with full transparency, clearly identifying the source (or combination of sources) from which it was confirmed.
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Validated data is assembled into a single LIXI CAL 2.0 file, ready to be pushed to any external system through our Model Context Protocol framework.
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The LIXI CAL 2.0 file is ingested into the Loanworks Origination system, which creates a loan record and assigns it directly to a loan assessor.
By automating extraction and validation, the agent removes the manual data-validation step and hands the assessor a clean, decision-ready application.
Since July 2019, when it was awarded a full banking licence by APRA, it has grown rapidly. With currently more than 225,000 accounts on its platform and $300 million in customer deposits, it is Australia’s only neobank to offer home loans and remains the only digital mortgage for brokers.
For Mortgage Choice Group, employing local admin support had proved too costly and time-consuming In fact, far from allowing them to focus on their core skills, it had merely created another level of admin for them, further constraining their ability to grow. It was a catch-22 and they came to Loanworks for a solution.
HomeStart taps Loanworks for home loan origination tech.
Loanworks was selected by the South Australian government backed home loan lender, HomeStart, as its preferred technology vendor.
They are really easy to work with, their response times are great and the system has been very flexible to cater for our customised solution.
Thanks to these technology upgrades, brokers are experiencing a smoother, more streamlined loan process that’s making a real impact. We’re excited that many South Australians will benefit from this collaboration well into the future.
Our Loanworks employee has shown a high level of speed, responsiveness and genuine care on all tasks and has more importantly blended into the processes we use in our business. She is a pleasure to work alongside and already feels like one of our family. The feedback from long term clients regarding her performance has been very positive. They too have felt the change in efficiency and appreciate their loans being completed in a smoother and faster way.
I would strongly suggest to anyone seeking to grow their business, to contact Loanworks and discuss the benefits of adding one of their staff to their brokerage. It is a game changer for any brokerage from one loan writer to a dozen and the financial outlay is a lot cheaper than employing a local admin assistant.