Full-time staff dedicated to your business

Full-time staff dedicated to your business

Degree-qualified finance professionals

Degree-qualified finance professionals

Based in Manila, operating since 2010

Based in Manila, operating since 2010

350+ staff across our Manila operations

350+ staff across our Manila operations

Spend less time on back-office.
More time writing loans.

Compliance demands, rising labour costs and tighter margins are squeezing loan originator profitability. Loanworks Outsourcing gives you experienced, dedicated offshore staff at around 40% of the cost of employing locally — so you can focus on customers and growth.

How it works

We handle the entire back-office setup and ongoing management. You stay focused on running your business.

We handle

  • Find, recruit and shortlist candidates (interviews, English & maths assessment, DISC personality profile, reference checks)
  • Issue employment contract
  • Data security, compliance and loan processing training
  • Day-to-day IT, HR, finance and admin support
  • Quarterly and annual performance reviews (in collaboration with you)
  • Pay salary direct to employee in local currency (independently benchmarked)
  • Workplace wellness and engagement

You do

  • Interview shortlisted candidates and choose your hire
  • Nothing — we handle it
  • Role-specific training as required
  • Day-to-day task management and quality review
  • Quarterly and annual performance reviews (in collaboration with us)
  • Single monthly payment in AUD to Loanworks’ Australia

Whatever skills you need

We’ll work with you to determine the exact expertise and experience required.

Saving up to 60% on
staffing costs.

Loan Processing

Experienced, finance-trained professionals supporting your team — saving up to 60% on staffing costs.

  • Credit application data entry
  • Income and expense verification
  • Serviceability and funding calculations
  • Document verification and preparation
  • Property valuations
  • Workflow task follow-up and credit support
  • Settlement preparation and account management support

Compliance Support

Dedicated compliance services to meet your responsible lending obligations.

  • Review credit applications and supporting documentation against compliance checklists
  • Review NCCP documentation, income, expenses and serviceability
  • Review accredited credit licensee businesses — policies, accreditations, licences and memberships
  • Enter data into compliance systems and undertake quality control checks
  • Survey customers on the credit offer process (phone, email, survey)
  • Collate and compile compliance reports

Customer Support

Keep customers engaged and relationships strong.

  • Dedicated customer support services
  • Maintain marketing databases and campaigns
  • Gather current loan and property data; prepare annual review reports
  • Process loan variations and monitor pre-approval applications

General Admin (VA)

Offshore VAs handle admin during quieter periods — or full-time, if needed.

  • Diary and inbox management
  • CRM data entry
  • Rate sourcing for customers
  • Customer engagement (birthdays, anniversaries, follow-ups)
  • Social media activities

The benefits

Write more loans

Write more
loans

Free your local team for higher-value, revenue-generating work

Save up to 60% on staffing costs

Save up to 60% on
staffing costs

Offshore staff at ~40% of the cost of local hiring

Reduce errors and overheads

Reduce errors and
overheads

Reliable, repeatable processes with dramatically lower error rates

Better customer experience

Better customer
experience

Dedicated staff focused solely on your clients

No recruitment headaches

No recruitment
headaches

We handle hiring, payroll, labour law, office space, equipment and IT

Access skills you can't find locally

Access skills you
can’t find locally

A deep talent pool of finance-experienced professionals

Why Loanworks?

An Australian company with 40+ years in the lending industry and 15+ years operating in Manila. We’re not a generic outsourcer — we’re a specialist in Australian lending.

  • 350+ staff in Manila since 2010
  • Endorsed by the majority of Australia’s major aggregators
  • All offshore staff are degree-qualified with finance industry experience
  • Hands-on account manager in Manila to support your staff and keep you informed
  • ISO27001:2022 and SOC2 Type 2 certified
  • APRA, ASIC, Australian Privacy Act and Modern Slavery Act compliant
Why Loanworks

Compliance you can rely on

Our outsourcing operations meet the regulatory requirements of APRA, ASIC and the Australian Modern Slavery Act 2018. We hold ISO27001:2022 and SOC2 Type 2 accreditations covering information security, cybersecurity, data privacy, business continuity and risk management.

Loanworks is an APP entity under the Australian Privacy Act 1988, with specialist legal support from a panel of law firms to ensure ongoing compliance with Australian Privacy Law.

Support for aggregators

Need help administering and supporting your broker network? We can help — contact us to discuss your needs.

Get In Touch

Frequently asked questions

How difficult is it to outsource within a compliance framework?

We’re in the lending business ourselves, so compliance is second nature to us — APRA, ASIC, ISO certification, the Australian Privacy Act, and physical and digital security. We have dedicated compliance services to support your obligations.

How do I integrate outsourced staff into my existing business?

We’ve run our own outsource operations in the Philippines for over a decade, specialising in Australian loan originators and lenders. Our experienced team manages the integration and change process from end to end.

Do I have to outsource everything?

Not at all. We tailor a solution to your exact needs — you only outsource what makes sense for your business.

Do your staff use my systems and processes?

Yes. We work with your existing systems (email, CRM and any other tools) and processes. We also bring deep lending software expertise to every engagement.

Trusted by leading lenders and
aggregators

Case Studies

What our Clients Say

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