Purpose-built for lenders, aggregators and broker groups — not adapted from generic incentive compensation software.
Support upfronts, trail, clawbacks and sundry income across all introducer types. Set rules without touching code — no spreadsheets, no knowledge silos.
Give brokers full visibility into earnings, trail balance and commission history through a branded self-service portal. Build trust, reduce inbound queries.
Import, validate and process commissions in minutes. Generate branded RCTIs, approve payments in real time and export ABA files directly to your bank.
Every calculation, approval and payment is logged. Full RCTI generation, complete audit trail, and always on top of APRA and ASIC requirements.
Out-of-the-box and custom analytics dashboards across channel, introducer and commission type. Feed your data warehouse for real-time BI.
Connect to your core banking platform, CRM, GL and data warehouse. Maintain your own import formats in the UI — no developer required.
No customisation required for the most common lending commission structures in Australia.
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Loan & settlement data from core banking.
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Exceptions flagged, data cross-checked.
3
Rules engine applies upfronts, trail & clawbacks.
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Review & sign-off in the UI.
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ABA file, RCTI, GL export — automated.
The Loanworks Originator Portal gives introducers a real-time view of their commission position — upfronts, trail balance, payment history and upcoming clawbacks — without a single call to your team.
Connect to the systems you already run — maintain your own import formats in the UI, no developer needed.
Import loan, settlement and balance data. Customise your data formats in-UI.
Sync broker and aggregator data in real time. Auto-create and update introducers.
Auto-generate RCTI invoices and export standard ABA and GL accounting files.
Feed commission and sales data to your BI platform for real-time analytics.
Supports 25+ service providers out of the box – including MYOB, Oracle, TechnologyOne DocuSign, ABA, Twilio, Data Warehouse and Quantum.
Stable. Secure. Scalable.
Commission data is hosted, secured and audited to the highest standards. Compliant with APRA regulatory requirements and the Australian Modern Slavery Act 2018. ISO27001:2022 and SOC2 certified.
Since July 2019, when it was awarded a full banking licence by APRA, it has grown rapidly. With currently more than 225,000 accounts on its platform and $300 million in customer deposits, it is Australia’s only neobank to offer home loans and remains the only digital mortgage for brokers.
For Mortgage Choice Group, employing local admin support had proved too costly and time-consuming In fact, far from allowing them to focus on their core skills, it had merely created another level of admin for them, further constraining their ability to grow. It was a catch-22 and they came to Loanworks for a solution.
HomeStart taps Loanworks for home loan origination tech.
Loanworks was selected by the South Australian government backed home loan lender, HomeStart, as its preferred technology vendor.
Our Loanworks employee has shown a high level of speed, responsiveness and genuine care on all tasks and has more importantly blended into the processes we use in our business. She is a pleasure to work alongside and already feels like one of our family. The feedback from long term clients regarding her performance has been very positive. They too have felt the change in efficiency and appreciate their loans being completed in a smoother and faster way.
I would strongly suggest to anyone seeking to grow their business, to contact Loanworks and discuss the benefits of adding one of their staff to their brokerage. It is a game changer for any brokerage from one loan writer to a dozen and the financial outlay is a lot cheaper than employing a local admin assistant.
They are really easy to work with, their response times are great and the system has been very flexible to cater for our customised solution.
Thanks to these technology upgrades, brokers are experiencing a smoother, more streamlined loan process that’s making a real impact. We’re excited that many South Australians will benefit from this collaboration well into the future.